The major
topic of 2014 was, as expected, the migration of bank transfers and direct
debits to SEPA. The commission thus focused on the impacts of this turn, and
notably on the resolution of problems of outstanding debt, which has long been
criticized.
The
Commission:
-
Follows
the increasing tasks of TIPSEPA, the management of demands of proof of the existence
of authorization, and implementation of statistic collection by the Bank of
France;
-
Discusses:
the removal of cheques from circulation, the change to a paper-less system in
banks, the impact of the reorganization in
the Bank of France of the distribution of paper money and;
-
Watches
internet payments (MyBank, SEPAMAIL and GAFA) and new methods of authentication
In
anticipation of SEPA 2.0 at the end of 2016, the next stage of the migration of
instruments of retail payments will include, for the members of the OCBF,
beginning to replace TIP and electronic payments, which should have completely
disappeared by February 2016, the completion date for the change to IBAN Only
for all of SEPA operations.
Furthermore,
during 2015 the commission has concerned itself with the CICLADE project
concerning the escheat of accounts.
The
commission publishes its findings by means of ‘flash news’, dedicated emails, and Twitter from the account @OCBF_Paiements.